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New Car, Truck, Van, Motorcycle, RV’s and Motorhomes
Berks
Community Federal Credit Union will lend 100% of the manufacturer’s
suggested retail price or the purchase price, whichever is less, of a
new, untitled vehicle. Maximum loan term is 60 months. Loan terms up
to 84 months are available for RV’s and Motorhomes with loan amounts
exceeding $25,000.00.
Used Car, Truck, Van, Motorcycle, RV’s
and Motorhomes
The maximum financing terms for used
vehicles:
-
Up to 2 years older than current
year model:
100% of NADA average retail price or purchase price, whichever is
less.
-
3 years older than current year
model:
90% of the NADA average retail price or purchase price, whichever is
less.
-
4 – 5 years older than current year
model:
80% of NADA average retail price or purchase price, whichever is
less.
-
6 years or older than current year
model:
70% of NADA average retail price or purchase price, whichever is
less.
The
purchase price is defined as the final price the member must
pay to acquire the vehicle, after all rebates, trade-ins, discounts
and deposits. Maximum loan term is 48 months. A maximum loan term of
60 months is available for previous year models only.
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