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Mortgages

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Berks Community Federal Credit Union offers first mortgage loans through the PHH Mortgage Program. Through the Credit Union Move In Program, over 65 types of mortgages are available to credit union members. Members may apply over the phone at 1-877-308-2561 with most approvals within 20 minutes. You can also apply online here.

When you apply for a mortgage, PHH will guarantee:
  • To beat any lender’s price or pay you $250.*
  • That you will receive a same-day loan decision or they will pay you $250.**
  • To meet your requested closing date or they will reduce your interest rate by 1/8th of one percent for the life of the loan.
  • To never sell the servicing of your loan

Available 6 days a week! Call today to find out
1-877-308-2561 (toll free)

Financing provided by PHH Mortgage Services, 3000 Leadenhall Road, Mt. Laurel, NJ 08054 (1-800-800-3211). Arizona Residential Mortgage Licensee #BK BR 0016981; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act, Georgia Residential Mortgage Licensee; Illinois Residential Mortgage Licensee; Massachusetts Licensed Lender #ML0060; New Hampshire First Mortgage Banker #5625-MB & Second Mortgage Home Lender #5626-MHL; Licensed Mortgage Banker – N.J. Department of Banking; Licensed Mortgage Banker – NYS Banking Department; Rhode Island Licensed Lender; Minnesota – This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking. *A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender’s name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender’s total loan costs by $100 or paying the customer $250. ($500 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and final HUD1 settlement statement. **Only available on loans originated by PHH Credit Union Services’ CU Move In program. ± Approved, conventional, purchase loans only.
 

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Berks Community FCU
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